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People We Serve
WE SERVE RETIRED SENIORS
A reverse mortgage is a unique mortgage designed for senior homeowners 62 and older, who are already retired. Read More
WE SERVE SENIORS WHO ARE READY TO RETIRE
We serve Seniors from age 50 and up who are getting ready to retire and want to put themselves in the best possible position to take advantage of a Reverse Mortgage when they do retire. Read More.
WE SERVE SENIORS 'RIGHT-SIZING' INTO THEIR DREAM RETIREMENT HOME
We serve Seniors who are "Right-Sizing" into a new home - which usually means they're selling an existing home that is multi-storied, less convenient to medical facilities, or maybe they're not as close to grandchildren than they want to be. That usually means they're selling a home in order to purchase a new one. We work with seniors through this process, helping them preserve their retirement resources while purchasing their dream retirement home.
WE SERVE SENIORS WHO WANT TO STAY IN THEIR HOME, BUT WANT THEIR HOME TO BE NEW
We serve Seniors who are faced with financial challenges caused by changes to their life circumstances by helping them remain in their home without the burden of a monthly mortgage payment. Read More.
WE SERVE SENIORS LOOKING FOR SOMEONE TO TRUST
We Serve Seniors who are seeking Retirement Mortgage Specialists who share their generational sense of loyalty and integrity. Read More.
For the loans presented we are a Mortgage Broker only, not a mortgage lender or mortgage correspondent lender. We will arrange loans with third-party providers but do not fund the loans directly. We will not make mortgage loan commitments for these loans..²There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower is still responsible for paying property taxes, homeowner’s insurance and maintaining the property to HUD standards. Failure to do so could make the loan due and payable. Credit is subject to age, income standards, credit history, and property qualifications. Loan rates, fees, terms, and conditions are not available in all states and subject to change.³Borrowers should seek professional tax advice regarding reverse mortgage proceeds. *Borrowers must continue to pay property taxes, homeowner’s insurance, and home maintenance costs.
Contact us today for your FREE reverse mortgage loan consultation.
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
Retirement Mortgage Specialists
Kenny Hawthorne
NMLS #1647665
Ken Kennedy
NMLS #1627908
Branch Location:
605 S Orchid
White Oak, TX 75693
Phone: 903-235-7114
Powered by OC Home Loans, Inc
NMLS: 1842513
This licensee is performing acts for which a mortgage company license is required. OC Home Loans, Inc., is licensed by the Texas Department of Savings and mortgage Lending, NMLS: 1842513. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. K2--Financial, LLC is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of Texas.
Corporate Address: 24302 Del Prado Suite B Dana Point, California 92629
Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_80_200_b_recovery_fund_notice.pdf)
Tyler, Longview, East Texas, Texas
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